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Life Insurance

As a government employee, you are given the opportunity to enroll in the Federal Employee's Group Life Insurance (FEGLI) program. This program gives you the ability to purchase coverage at up to five (5) times your base salary. The premiums start out very low but increase as you get older (every five years.) Many people find this coverage unaffordable as they age and are forced to drop the coverage.

We offer alternative life insurance programs, which in many cases can save you thousands of dollars compared to the FEGLI coverage. Various plans are available including Term Life Insurance, Universal Life Insurance, and Whole Life Insurance.

Different types of life insurance:

Term Life Insurance provides substantial life insurance protection at a fixed premium for a specified period of time, which can be 10, 15, 20, or even 30 years. Guaranteed death benefits at the most affordable rates.

Universal Life Insurance offers a death benefit, with flexible premiums while accumulating significant cash values.

Whole Life Insurance provides lifetime coverage at a fixed rate premium that builds favorable cash values over time.

Why you need Life Insurance.

If you are interested in finding out your options for supplemental life insurance and how it might save money and benefit you, click here.

For more information on the FEGLI, click here.